FUNDS — The direct-pay rail for healthcare
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The direct-pay rail for healthcare.

However a sponsor funds care, providers are paid directly from the sponsor’s own bank — and every dollar is traced back to a real patient. No coverage maze, no middleman holding the money.

A closed-loop payment rail and ledger — cashless by design. FUNDS tracks direct-pay healthcare to providers nationwide; the money never leaves your bank until you send it.

100%
of the claim paid to the provider
$0
held by FUNDS · no custody
Flat ✓
fees · never a percentage
Traced
every dollar reconciled
How the rail works

Care in. Payment out. Every dollar proven.

Sponsor funds

sets rules · own bank

Care happens

doctor sees patient

Claim validated

against sponsor rules

Provider paid

directly · your bank

Every dollar traced

fully reconciled
Closed loop · cashless · no custody
One rail · every kind of sponsor

What type of sponsor are you?

Not a sponsor?
For providers

Already bill through a clearinghouse?

Get paid 100% for matching claims — directly, no new system, full 835 remittance.

For patients

Have a My ID?

Show it at eligible visits — your program funds the care and every dollar is tracked for you.

For any organization

Build a network you own.

A payer, a specialty practice, an employer, a foundation — anyone with a reason to pay for care can stand up its own network on the rail. Your providers, your private rates, national or regional. FUNDS stays neutral and never competes for them.

Direct Primary Care

Primary care, close to home. Nationwide.

Unhurried visits and one flat membership — no insurance in the middle. Direct Primary Care is available to your people through our partner network across the country.

667
Clinics
44
States
Where coverage is concentrated
TX
CO
IN
CA
FL
OH
NC
OK
+ 36 more states

Get connected

Tell us a bit about you and our Direct Primary Care team will reach out.

By submitting, you agree we may share your details with our Direct Primary Care partner to follow up. See our Privacy Policy.

Cashless and ledger-based — you pay providers directly from your own bank. FUNDS validates and records; it holds no funds and moves no money of its own.

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5,000committed

How this program works

What's included